We don't manage assets from behind a desk. We sit at a table with you, solving real problems with financial strategy.
CFO expertise, tax strategy, exit planning, and full back-office support under one roof. No full-time hire required.
Every engagement starts with a conversation, not a pitch.
OUR APPROACH
We ask the questions your current advisors haven't asked. We listen for the problems you've been trying to solve and then apply the right tools to fix them.
We don't sell services. We solve problems, and then apply the right tools to fix them.
Whether your pain point is an unexpected tax bill, a cash flow problem you can't see clearly, a business you're trying to grow or eventually sell, or simply the feeling that your current advisors aren't bringing enough to the table, that's where we start. The services follow the problem, not the other way around.
Tax Recovery &
Amended Returns
Most businesses overpay taxes, not because of bad intentions, but because their prior advisors didn't look hard enough. We conduct a thorough multi-year review to identify missed deductions, misclassified expenses, overlooked credits, and structural inefficiencies. Where recoverable positions exist, we prepare and file amended returns on your behalf.
ADVISORY SERVICES
Fractional CFO, Tax Strategist, & CEPA under one roof.
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Tax Strategy & Planning
Recovery is backward-looking. Strategy is forward-looking. We do both. Once we understand your structure, income profile, and goals, we build a proactive 12-month tax plan entity optimization, retirement vehicles, real estate strategies, cost segregation, and more.
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Fractional CFO Services
You don't need a full-time CFO; you need the right CFO at the right time. Cash flow architecture, KPI development, financial reporting, budget and forecast modeling, vendor and banking relationships, scoped to what your business actually needs.
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Most businesses that go to market are not ready, and it costs them at the closing table. We normalize EBITDA, clean up the books, identify value drivers, and build a financial package that commands premium multiples. Matt Freeman holds the CEPA designation, held by fewer than 5,000 advisors globally.
Business Sale Preparation
BACK OFFICE SERVICES
The operational foundation every business needs.
Strategy only works when the fundamentals are solid. Cedar handles your complete financial back office, so your books are clean, your team gets paid, and your numbers are always ready when you need them.
Complete Back Office Support
Reliable, consistent, and built to scale with your business.
Bookkeeping :
Accurate monthly books, transaction categorization, and reconciliations across all accounts.
Bank Reconciliations :
Monthly reconciliation of all bank and credit accounts to keep your books airtight and audit-ready.
Accounts Receivable :
Invoicing, collections tracking, AR aging reports, and follow-up to protect your cash flow.
Accounts Payable :
Vendor bill management, payment scheduling, and approval workflows to stay current and in control.
Payroll Processing :
Full payroll administration, tax filings, direct deposit, and compliance across all pay schedules.
Financial Reporting :
Monthly P&L, balance sheet, and cash flow statements, delivered clearly, on time, every time.
Catch-Up Bookkeeping :
Months or years behind? We clean up and reconstruct prior periods so you can move forward with clean books.
1099 & W-2 Preparation :
Annual contractor and employee filing preparation issued on time and in compliance.
Software & QBO Management :
QuickBooks Online setup, cleanup, automation, and ongoing management tailored to your workflow.
Not sure what you need? We'll assess your current setup and recommend exactly what makes sense, nothing more, nothing less.
Why Cedar Finance Group
What most advisors offer, and what we deliver instead.
What Most Advisors Offer:
1. Reactive, filing season tax prep
2. Generalist advice across all industries
3. Siloed services
4. No skin in the game on recovery work
5. Hard to reach after April 15th
What Cedar Finance Group
Delivers:
1. Year-round proactive strategy
2. Deep focus: construction, real estate, services
3. Tax, CFO, back office, and exit strategy under one roof
4. Performance-based recovery fees, aligned incentives
5. A real advisor who answers the phone
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Growth-Stage Companies
Companies in construction, real estate, and services building financial infrastructure to support the next phase.
Who We Serve
Explore our core advisory services designed for your financial landscape. We focus on archival precision to secure long-term prosperity.
Wealth Management
Real Estate Investors
Active investors needing cost segregation, REP status analysis, and entity structuring to protect and grow their portfolio.
High-Net-Worth Individuals
Families and entrepreneurs managing estate transitions, multi-entity structures, and complex tax situations.
Owners Planning to Exit
Business owners 12-36 months from a sale who want maximum value at the closing table and a clean, confident exit.
why choose us?
Next Steps
No obligation. No pressure. Just a conversation.
Every engagement starts with understanding your situation. From there, we identify where the greatest opportunities exist and build a scope tailored specifically for you.
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Discovery Session:
We start with a focused conversation to understand your situation and goals. From there, we’ll identify the right pathway for you: fractional CFO services, tax strategy and planning, or both.
Confidentiality Agreement:
Before reviewing any sensitive information, we put a mutual NDA in place. Your financial details stay protected, always.
Financial Intake:
You’ll share the key financial information we need to understand your business and tax position. We keep this focused and efficient, gathering only what’s necessary to do meaningful work.
Diagnostic Assessment:
For a flat fee, we analyze your financials and tax position and deliver a clear picture of the opportunities we’ve identified: the specific areas where we can improve your tax position, strengthen your financials, or support your growth, along with the potential impact of each. You walk away with real findings and a concrete sense of the value we bring.
Formal Engagement:
Once you’ve seen the opportunities and you’re ready to move forward, we formalize the relationship with an engagement agreement. From there, we deliver the full strategy, implementation, and ongoing support, now with both of us fully invested in the work.
client testimonials
Trusted by Leaders
Get In Touch
Who You'll Talk to:
Matt Freeman, CEPA
Cedar Finance Group
Let's talk about your business
What to Expect:
We'll ask about your situation, identify where we can add value, and be honest if we're not the right fit.
Confidentiality:
A mutual NDA is provided before any financial documents are exchanged. Your information is protected from day one.